Write Yourself a Loan for up to $50,000!

WHEN YOU TRULY NEED CASH finding a loan with no hassles, no collateral, and virtually no questions asked isn't easy. Banks or credit cards don't always work well for small business-owners.

Is there a smarter way? Thousands of small business-owners think so. They are taking advantage of a new tax law that allows them to use their self-employed 401(k) retirement plan as a tool for both Savings - and Borrowing! That's because with the right self-employed 401(k) you can take a loan of up to $50,000 from your retirement account, and pay yourself back instead of some lender.

You can move any retirement money from an IRA, a previous employer's 401(k), or another retirement plan, in any amount tax-free to your new self-employed 401(k). You can borrow from your self-employed 401(k). And, when you follow the IRS guidelines your self-employed 401(k) loan is both TAX-FREE and PENALTY-FREE. The loan can be used for any purpose.

Benefits
The Self-employed 401(k) loan has several great features that are hard to beat:
1. Low interest rate (prime rate fixed for term of the loan)
2. No credit check
3. Quick-and-easy application process
4. All payments returned to your own account
5. Completely confidential

• Tax Advantages
  When you compare a self-employed 401(k) loan to a direct withdrawal from your retirement account, it's clear that this loan allows you to keep more of your money for yourself because of its tax advantages.
  
  Example:
  If you tap your IRA or other retirement funds, a large chunk of your money may disappear in Federal, State, and Local taxes. And, that's not counting a possible additional 10% IRS early withdrawal penalty tax byte.

• Pay Interest to Yourself
  One of the key features of the self-employed 401(k) loan is that all of the principal and interest are deposited to your account. Thus, you get both the loan you need as well as continue to save for your retirement.

How to Qualify

The self-employed 401(k) is for business owners only. You can be self-employed, an independent contractor, in a partnership, or own a corporation. Your business can even be home-based, or a side enterprise you own that is not tied to your regular 9 to 5 job. Your business qualifies as long as you have no employees other than a spouse, or occasional helpers who work fewer than 1,000 hours per year.

Application

We make it Easy and Convenient for you to get a self-employed 401(k). Simply complete our no-obligation Request Form and we'll send you a FREE application kit by email, usually the same day.

You can take out a loan just 15 business days after funds are deposited into your new plan. The loan period is generally 5 years, but can be extended to 10 years if you're using the loan to purchase a primary residence. The loan must be repaid timely in monthly installments to retain its tax-free status.

For more information on the Self-employed 401(k) and other small business retirement plans visit our sister site www.InvestSafe.com

Attention: Educators, hospital workers, and others who have a 403(b) retirement plan – You have a less expensive alternative than the Self-Employed 401(k) to get a loan by using the 403b loan option.  You don’t even need to have a business to take advantage of the 403b loan feature.

Get Started Today! Invest In Yourself and …

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Loans from a Self-Employed 401(k) not repaid timely are treated as a taxable distribution and subject to taxes. We do not recommend that you set up a self-employed 401(k) if your sole purpose is to get a loan tax-free. Information on this website is for general guidance only and should not be used as a substitute for legal or tax advice. Please consult with your appropriate professional for tax or legal advice.

Lamaute Capital, Inc., member NASD/SIPC.