Electronic Consent Agreement

Electronic Consent to Receive Electronic Documents

Effective Date: January 1, 2025

1. Agreement to Receive Electronic Documents

By providing your consent, you agree to receive all documents, disclosures, notices, and communications ("Documents") from Echo Reserve and our lending partners in electronic format rather than in paper form.

2. Hardware and Software Requirements

To access and retain electronic Documents, you must have:

• A computer or mobile device with internet access
• A current web browser (Chrome, Firefox, Safari, or Edge)
• Adobe Acrobat Reader or similar PDF viewing software
• A valid email address
• Sufficient storage space to download and save Documents

3. Withdrawal of Consent

You may withdraw your consent to receive electronic Documents at any time by contacting us at:

• Email: contact@echoreserve.com
• Phone: (866) 972-8099
• Mail: Echo Reserve, 501 Carr Rd, Wilmington, DE 19809

4. How to Update Your Information

You must promptly notify us of any change in your email address or other contact information by using the contact methods above.

5. Paper Copies

You may request a paper copy of any electronic Document at no charge by contacting us using the information provided above.